This week will go down in U.S. crypto history. The U.S. House passed three major bills, GENIUS, Clarity, and Anti-CBDC, shaping the next chapter of American crypto regulation. This will lead to big implications.

With billions in lobbying, stablecoins, regulatory wars, and digital dollar fears were front and center. The GENIUS Act is nearly law, while the CLARITY and Anti-CBDC Acts are in Senate limbo. Now, it’s a race against time and politics.

GENIUS Act Passes, Awaiting Trump’s Signature

The GENIUS Act, short for “Guiding and Establishing National Innovation for U.S. Stablecoin”, is the first major U.S. federal legislation to directly regulate stablecoins. All kinds of strict rules will apply, from reserve mandates to mandatory transparency for issuers.

The House passed it with a divisive 308-122 vote.

🚨🚨🚨 The House just passed my bill – The GENIUS Act!

This historic legislation will bring our payment system into the 21st century. It will ensure the dominance of the U.S. dollar. It will increase demand for U.S. Treasuries.

— Senator Bill Hagerty (@SenatorHagerty) July 17, 2025

The Senate has already greenlighted it, and it is now pending President Trump’s signature. Rumors suggest Trump is supportive due to influences from World Liberty Financial. With bipartisan support, the bill’s momentum is strong.

CLARITY and Anti-CBDC Acts Pass House, Senate Battle Ahead

The CLARITY Act and Anti-CBDC Surveillance State Act cleared the House floor on July 17, although they are not yet law. They carry significant weight in the crypto world. The CLARITY Act aims to end the confusion over whether the SEC or CFTC governs crypto while offering consumer protections and tailored rules for DeFi and stablecoins.

Following robust bipartisan support, these bills now must face a tougher path in the Senate, where political maneuvering may slow or reshape their final forms.

One thing is clear: the GENIUS Act provides the U.S. with a regulatory framework for crypto stablecoins during an era when global jurisdictions are also evaluating their positions. If signed into law, it could legitimize USD-backed stablecoins in both institutional and retail spheres. For now, all eyes are on President Trump to make it official.