How Aging Population and Wealth Growth Will Influence Cryptocurrency Demand Until 2100

Global demographic changes and increasing wealth are expected to significantly drive cryptocurrency adoption and demand for assets well into the next century.

As the global population ages and productivity rises, many individuals will find themselves with more capital to invest, ultimately increasing demand for various assets including cryptocurrencies. According to a recent report from the US Federal Reserve Bank of Kansas City published on August 25:

“Using demographic projections to extend our historical analysis, we project that aging will raise asset demand by an additional 200% of GDP between 2024 and 2100.”

This trend suggests that the decline in real interest rates may continue, leading to increased interest in alternative investments like Bitcoin (BTC).

Source: Kansascityfed.org

Investors Will Value Bitcoin Similar to Gold in the Coming Decades

Despite the current perception of cryptocurrencies as speculative, regulatory developments may lead older investors to view Bitcoin with the same regard as gold in the next 75 years, as stated by Gracy Chen, the CEO of Bitget.

A report from Triple-A highlighted that approximately one-third (34%) of global cryptocurrency holders were aged between 24 and 35 as of December 2024. Chen emphasized that:

“The maturity of crypto regulations being worked on at the moment can play a good role in fueling future demands for the asset class.”

Increase in Wealth Fuels Diversification into Cryptocurrency

Analysts from Bitfinex predict that the rise in global wealth will likely promote a greater willingness to invest in new assets such as cryptocurrencies, as individuals become more open to diversification.

“Increasing personal wealth increases diversification into newer assets, as risk appetite develops,” they noted. Younger and tech-savvy investors, in particular, are expected to explore altcoins and emerging crypto projects with greater enthusiasm due to their understanding of technology and risk tolerance.

For related content, check out this article discussing Bitcoin’s role in investor portfolios.