Tria (https://tria.so) has successfully raised $12 million in pre-seed and strategic funding aimed at creating a global self-custodial neobank intended for both individuals and AI agents. This funding round welcomed contributions from P2 Ventures, Aptos, Tria’s community, and executives from renowned companies including Polygon and Ethereum Foundation. The funding round also benefitted from guidance by Polychain and Polygon as pre-seed advisors.

Neobanks like Revolut and Monzo have simplified traditional finance by concealing complex legacy systems and now oversee transactions worth over $4 trillion globally. Tria aims to take this progression a step further by eliminating middlemen altogether.

Tria strategically addresses a significant challenge in the cryptocurrency market: actual usage. Users can now spend, trade, and earn from one self-custodial balance while disregarding gas fees, bridges, or seed phrases.

Tria Neobank

From purchasing coffee in Tokyo to exchanging tokens between different chains, Tria provides users with instant, seamless, and fee-free transactions. Its Visa cards operate in over 150 countries and support more than 1,000 tokens. Trades are facilitated through Tria’s BestPath engine for optimized execution, where idle assets accrue yield that automatically covers card balances.

Tria’s innovative technology, known as BestPath AVS, comprises a decentralized marketplace for settlements, allowing solvers, routers, and relayers to compete for instant transaction routing across chains. Currently, BestPath processes payments and trades for over 250,000 users and collaborates with 70+ protocols and AI ecosystems, including Polygon, Arbitrum, Sentient, and Injective.

The emergence of stablecoins, RWAs, and autonomous agents is reshaping financial frameworks. While on-chain transactions are projected to reach $100 trillion by 2030, approximately 98% of users are still dependent on outdated user experiences. Similar to how Revolut modernized traditional finance through design, Web3 must also evolve without relinquishing custody.

By 2030, AI agents are forecasted to conduct over 25% of global digital payments (approximately $25–30 trillion annually). Tria represents an essential component by integrating a consumer neobank at the forefront and a programmable payment infrastructure behind it.

Helmed by Parth Bhalla and Vijit Katta, Tria’s team includes former employees from Binance, Polygon, OpenSea, Nethermind, and Intel, and is supported by notable figures from the UAE Royal Family, government officials, and leaders from Ethereum Foundation and Wintermute.

As part of their commitment to community engagement, Tria is preparing to launch a public allocation round, allowing users an opportunity to have a stake in the neobank they utilize. Official announcements are anticipated soon via Tria’s social media channels – X and Linktree.

About Tria

Tria is a self-custodial neobank combining spending, trading, and earning capabilities across all chains without the need for bridges, gas fees, or custodians. Tailored for humans and AI, Tria makes financial operations programmable, empowering both individuals and agents to transact seamlessly on-chain. Through its interoperability technology, BestPath AVS, Tria simplifies cryptocurrency interactions to offer immediate, worldwide, and autonomous financial solutions.