Ripple has completed the acquisition of GTreasury for an impressive $1 billion, an integral part of their expansion strategy in both traditional and digital asset realms.

This acquisition is Ripple’s third this year, strengthening its infrastructure to efficiently manage digital assets held in corporate treasuries, including stablecoins and tokenized deposits. According to a Thursday announcement, this infrastructure can be utilized to generate yields for clients.

GTreasury’s management tools combined with Ripple’s blockchain solutions enable 24/7 access to funds, facilitating almost instant settlements for cross-border transactions. Brad Garlinghouse, CEO of Ripple, emphasized:

“For too long, money has been stuck in slow, outdated payment systems and infrastructure, causing unnecessary delays, high costs, and roadblocks to entering new markets — problems that blockchain technologies are ideally suited to solve.”

Ripple Acquisition

Source: Brad Garlinghouse

Following GTreasury, Ripple has also made significant moves in 2025, including the $1.25 billion acquisition of Hidden Road, a prime brokerage, and the purchase of the stablecoin platform Rail. These acquisitions signify the increasing integration of traditional finance with innovative digital solutions.

Ripple’s Efforts to Compete with SWIFT

Ripple is actively forming partnerships with both traditional and digital asset sectors, solidifying numerous agreements in recent months.

In September, Spanish bank Banco Bilbao Vizcaya Argentaria (BBVA) appointed Ripple as its custodian for digital assets on behalf of institutional clients. Additionally, a collaboration between Franklin Templeton, DBS Bank, and Ripple aims to launch tokenized trading services on the XRP Ledger, leveraging stablecoins and tokenized money market instruments.

Moreover, Ripple and Bahrain Fintech Bay are partnering to introduce digital asset custody services and integrate the RLUSD stablecoin into Bahrain’s digital ecosystem. This public-private initiative focuses on nurturing fintech startups in the region.

Ripple’s strategic acquisitions and alliances aim to challenge the SWIFT interbank messaging framework, which serves as the primary system for global financial institutions to transfer funds.