Sygnum Bank has joined forces with the Bitcoin-backed lending platform Debifi to introduce a multisignature lending solution. This innovative product, scheduled for release in the first half of 2026, will allow clients to borrow fiat currencies while keeping control over their Bitcoin collateral through a multisignature wallet structure.

The Swiss digital asset bank announced this partnership, highlighting that their method permits a Bitcoin-native multisign lending framework. Clients will manage their collateral through distributed key management, which prevents the rehypothecation of assets.

Under this setup, Sygnum clients can obtain fiat loans secured by Bitcoin, with a requirement for three out of five key holders to authorize any transaction. This gives borrowers the ability to track and confirm their collateral directly on the blockchain.

“While other banks need complete custody for Bitcoin-backed loans, MultiSYG’s distributed key management enables clients to keep verified control of their collateral during the loan period – a demand that’s rising among Bitcoin investors,” said the bank.

This product will be accessible to all Sygnum Bank clients once it launches.

Bitcoin-Backed Loans are Making a Comeback

In April, Bitcoin mining firm Riot Platforms secured a $100 million credit line from Coinbase Prime, utilizing its Bitcoin stockpile as collateral. Additionally, Coinbase Prime provided another $100 million loan to Cleanspark in September, with the company obtaining a second $100 million credit line backed by its Bitcoin treasury.

A report by Bloomberg reveals that Cantor Fitzgerald granted Bitcoin-backed loans to FalconX and Maple Finance in May, with FalconX securing over $100 million in a broader credit arrangement.